Courtesy of Jason Cartier, Financial Advisor Ibis Financial Group

We know that Americans are in denial about their finances. Federal data show they spend like there’s no tomorrow. Our middle class is among the most affluent in history, but many people in the middle class are living paycheck- to-paycheck with futures, mortgaged to pay for increasingly expensive amusements.

Despite their spending habits, many Americans-especially women-are tormented by the notion that they will outlive their money. A Securian Financial Group poll of 400 women ages 30 to 64 were asked about their financial sense of wellbeing. The company also asked about their perceptions of the financial impact of long-term care (not the insurance, but the actual care). The overall theme of their responses can be described in one word: fearful. Even respondents with annual household incomes of $100,000 or more struggle with the fear that long-term care could wipe them out financially.

These fears grow out of the ongoing public discussion about the extent to which Americans are now responsible for their own financial futures. When we sit down with our advisors, we seldom talk about how we can accumulate wealth—how we can afford to keep ourselves as healthy and physically comfortable as possible every day of our lives. Not just the first 75 or 80 years, but if we live to 110.

Many discussions about finance are with men and long-term care may not be a top-of-mind topic for most men. Men don’t live as long as women, care giving is the central focus of much of women’s lives as they raise children, nurse elderly relatives and, as the couple ages, maybe even take care of their more fragile husbands.

Women need to talk about long-term care in the financial planning discussion. The Securian research shows this is a universal concern among women, even among those in $100K+ annual income households. Only about ten percent (43) of the respondents in the Securian study fall in the income category so the sample size is small. However, you will see the percentages are large enough to make the results compelling.

FINANCIAL HOUSES OUT OF ORDER

While women in the $100K+ income category are more sanguine about their finances than women with smaller incomes, that’s not saying much. When asked whether they consider themselves financially well off, only 42 percent in the affluent category answered in the affirmative. This is a much higher percentage than for the whole group (17.2%) but considering that current U.S. median household income is around $46,0001, it’s a surprise to learn that people who make more than twice that do not consider themselves well off. In fact, an astounding one in five (20.3%) women in the $100K+ category agreed “an unexpected expense of $1,000 would put me in financial hardship.”

That means their margin of personal financial error is less than one percent. No wonder they’re anxious.

Where is their money going? You’d like to think it’s going into their retirement plans. However, nearly 40 percent of the high-income group (39.2%) says, “After meeting my current financial obligations, I have very little put away for retirement.” Additionally, more than one-third (33.8%) of the women in this group do not agree with the statement, “I have my financial house in order for my future.”

It appears that some of these respondents are trying to put the brakes on their spending. Nearly one fourth (24.3%) say they generally are on a tight budget and nearly two-thirds (63.5%) say they are “very cautious” when spending money. Nonetheless, financial concerns are top-ofmind. More than half (55.4%) of the $100K+ group say they are concerned their money will not last through retirement. Clearly, these women are agonizing over their financial futures. And we haven’t even talked yet about their sense of financial responsibility for their parents’ long-term care.

LONG-TERM CARE AS A WOMEN’S ISSUE

Caring for elderly parents seems to fall to daughters and daughters-in-law. Studies show that 59 to 75 percent of family caregivers are women. Additionally, because they live longer, the majority of nursing home residents (70%) are women. But women are less likely than men to have the financial wherewithal to pay for long-term care. Because they take time away from their careers to take care of family members and because they generally are paid less, women’s average lifetime income is lower than men’s. Research from the National Center on Women and Aging shows family care-givers lose and average of $566,443 over a lifetime in reduced salary and retirement benefits.

The Securian study shows that the majority (60.2%) of the 400 women polled agree that “because parents cared for their children when they were young, grown children should take care of their parents,” implying a personal willingness to care for their parents. However, they are not sure the money is there to pay for any care beyond what they personally would provide.

One-third of the 183 women whose parents both are still living are concerned about the quality of care their parents will receive because of limited finances. More than one-third (35.9%) is concerned for their parents because of their own limited finances.

THE SOLUTION IS NOT OBVIOUS TO CONSUMERS

Long-term care insurance may be a solution to this problem, however only 60 percent (57.8% of the 400 respondents) agree, “Long-term care insurance is a necessity in today’s world.” But it’s not clear that they know what long-term care insurance is. Over one fourth (28.5%) say they don’t know whether their parents do have long-term care insurance. The “good” news is that only a small minority assumes the federal government will pay for their parents’ care. Five percent believe their parents do not need long-term care coverage because Medicaid will cover their expenses should they become disabled as they age. A similarly small percentage (5.2%) holds the same belief about their eventual long-term care expenses.

A NAGGING CONCERN

It’s not a surprise then that the cost of long-term care is a nagging concern for women. Among respondents of all ages and incomes, 41 percent said their biggest fear is becoming a financial burden to their families. Even in the highest income category, more than one-fourth (27%) expressed this fear.

People who have dealt with elderly parents’ medical crises and subsequent care know it takes a far greater toll on their personal and professional lives than they ever anticipated, part of this is due to a lack of planning. Of the women whose parents required care before they passed away (91), a whopping 84 percent said the decision about where care would be provided was not made until the care was needed.

SEEK HELP FROM A FINANCIAL ADVISOR

A financial advisor can help you prepare for the likelihood that someday, one or both of you will need some form of long-term care. By raising the long-term care issue, you are raising a topic that Securian’s research shows is top-of-mind with most women because they tend to be the family caregivers.

A financial advisor who focuses on long-term care has the compassion and the ability to connect with their clients’ innermost fears and can help relieve the anxiety of an uncertain future.

With heightened awareness and careful planning, they may be able to help you afford a comfortable and secure old age without posing a financial burden to the people who love you most. V

Jason Cartier is a Financial Advisor with Ibis Financial Group located at 3300 PGA Boulevard,Suite 970, Palm Beach Gardens, FL 33410. He can be reached at 561.910.2471 or at jcartier@ibisfingroup.com. Ibis Financial Group is headquartered in Boca Raton and has an additional office in Orlando. For more information, please visit www.ibisfingroup.com.

A03543-0909

1Securian Financial Inc., Conducted by Gestalt, 2008.

2 Arno, P.S. (2002, Feb). The economic value of informal caregiving, U.S., 2000.

3 The MetLife Juggling Act Study, National Alliance for Caregiving and the National Center on Women and Aging, November 1999.

10 Easy Ways to Update Your Wardrobe

By Carla Canedo Cartier

Revive The 80s

Red Sequin Leggings by Betsey Johnson

Maybe the designers were longing for the care-free dancing days when they channeled 80s-inspired attire and the sparkle of the disco ball. This season is your time to shine with  this trend. From leggings and leather pants to mini dresses and sequin, your 80s fave is back. Betsey Johnson presented red-sequin leggings while Marc Jacobs even gave us the return of pleated jeans.

Go Mad For Plaid

The tried and true print is back. No, it’s not grunge this time and it’s not overly preppy either. This season’s take on plaid is feminine (yes, feminine) and fun. Think soft but not flannel! Our favorite: plaid on unexpected fabrics such as silk. The key is to make your plaid look girly. Find it with a touch of ruffles or femme colors such as pink. Pair it with a belted cardigan and skinny jeans for an instant hit!

Introduce An Architectural LBD

Update yourLBD with the added interest of architectural or asymmetrical accents. Many designers such as Lanvin, Roberto Cavalli, Bottega Veneta and Dries Van Noten offer options that add interest yet remain classic.

Feel Like A Goddess

Ladylike draping on dresses can  make you feel like a Greek goddess. And thanks to Balenciaga, Donna Karan, Derek Lam, Jason Wu, Givenchy, Christian LaCroix, Devi Kroell and many more, the options are limitless.

Must-have fall boots by Gucci

Try Over-The-Knee Boots

Yes, the shoe of the moment is an attention grabber, to say the least. But it’s also one of the toughest trends to tackle. But take heed—this look is not for everyone. Your legs must be shapely yet thin throughout. Gucci and  Louis Vuitton offer stunners for the daring. Our advice: If you do try it, look for a pair that folds down for multiple looks.

Go Rocker-Chic

Bring out your inner rockstar with a sexy black leather jacket. Hermes and Gucci offer updated options with just enough edge. The fashion moment: wearing your leather jacket over evening wear. Trust us—done just the right way, it can be trŽs chic! For the less daring, pair yours with skinny jeans and open-toe booties.

Belt Everything!

Show off that girlish figure no matter what you wear. The designers put the accent on the waist this season. Belts play a large role as the accessory must-have so invest in a variety of styles and sizes. Thin belts look best over cardigans and jackets. But don’t forget to add a belt to your suits and dresses too!

Chanel's Rouge Allure Laque in Dragon 75

Wear Red

The color of the season transcended into beauty. If geranuim-colored clothing is a stretch for you, why not try the trend on your lips or nails first? Remember, understated is the key for all other areas not accented. Ones to try: “Manicurist of Seville” from the Opi Espa–a collection or Chanel Rouge Allure Laque in Dragon 75.

Carry A Petite Purse

While it’s not time to completely discard your oversized bags, a petite version will update your look instantly. Jimmy Choo’s metallic Cosma bag or options by Christian Louboutin are right on the mark.

Turn Heads With A Bright Coat

Brighten a chilly day with a punch of color on your coat. It’s sure to put a little spring in your step. V

Fabulous new designers from the Sunshine State

By Carla Canedo Cartier

Florida is filled with shopping meccas throughout the state that rival favorite locales of even the savviest New York and Vegas shoppers. And now with sites like Gilt Groupe, Rue La La and Gilt Fuse, Floridians can even take part in the once envied New York Sample salestyle shopping. But where does the true fashionista seek the unique and non-mainstream fabulous finds that become her favorite pieces? No further than her own Florida backyard, of course.

Our state is filled with exciting designers—not just for fashion, but accessories and jewelry. After all, our state is known to be home to many successful designers, including Michael Volbracht, Rafael Cennamo, Rene Ruiz, Alfred Fiandaca and many more. Stylish accessory and jewelry designers also boast Florida zip codes, including celebrity-favorite jewelry designer and Palm Beach resident Adria de Haume and accessory designer and West Palm Beach native Stephanie Johnson. When it comes to mastering the Florida style, who better to interpret it than one of our own? Here are just a few of our favorite up-and-coming designers that call the Sunshine State home. V

Bonnie’s Vintage Rocks

Who doesn’t long for handmade one-of-a-kind designs? With BVR Bonnie’s Vintage Rocks, that’s just what you get—with one added bonus: instant vintage flair. The Boca Raton resident’s pieces feature amazing varieties of vintage pearls, beads and brooches. Bonnie Koch’s pieces are wearable art at amazing price points. Featured here is a Vive favorite. “Getting Pinned” does dual action as an interesting necklace, or a double-pin embellishment that can be worn on the bib of your favorite top or the back of a low-cut dress. Find it and the entire unique collection at bonniesvintagerocks.com.

Stephie Rockwell

Stephie Rockwell is a West Palm Beach native who knows Florida style. Her custom line of jewelry and handbags has now paved the way for her fashions, too. Her items are a staple among Palm Beach’s social set and her take on Florida dressing is comfortably chic day dresses, stylish separates, colorful jackets and more. Find your fashion fix at stephierockwell.com.

Axi Mines

For the playful fashion lover, Delray Beach designer Axi Mines’ handbags are a true find. The up-and-coming 20- something handbag designer is making her mark this season with clutches that are one part rocker, one part whimsical. Look for heavy hardware accents and unique designs and skins. View the entire collection at Aximines.com or find your favorite at Next, Palm Beach.

If it makes you come alive, it matters

By Minx Boren MCC

The poet Mary Oliver asks the provocative question, “Tell me what it is you plan to do with your one wild and precious life?” We face many challenges as informed and responsible women who want to find joy and meaning in our lives, no matter the circumstances or current conditions. Coaching can offer some bright ideas and possibilities that will make a difference. It offers provocative questions and useful tools and resources that can inspire you to tap into that inner awareness. This can help you get clear and courageous about whatever really matters to you, and then get into action to make this a reality.

“What’s alive in you right now?” Think about it. Maybe even pull out a piece of paper and journal about it. What arouses your passion and enthusiasm? Whatever it is, the world will surely benefit from that which makes you come alive.

If you’re not sure about the answer to this question, take the inquiry back a notch by first looking at your strengths and what you value most. As a place to begin, there is a worthwhile free assessment that can give you some clues. Go to authentichappiness.com and click the upper left hand corner Quick Link to VIA Signature Strengths and take the survey. You might want to ask a friend or two to do the same. Then share stories about your highest strengths and how you have used them in the world around you.

In her book Composing A Life, Mary Catherine Bateson observes that as women we often “compose” our lives from a number of seemingly disparate elements. These include things that we do along the way from graduating school to various jobs to finding our career path to the possible added dimensions of becoming wives and mothers. An example from her book is of the art student turned photographer who took a basket weaving class as a shared activity with her daughter. Eventually, this shared activity turned into a beautifully photographed book on the evolution and variations of basketry.

Think about what you are engaged in learning and exploring right now that might weave its way into the next steps of your life journey. Whatever your gifts and talents, focus on discovering and declaring them for yourself and then tapping into the energy of that awareness to make choices that count… for you.

what matters and what counts

are imagination and inspiration

a “Hail Yes!” attitude…

our heads held high…

and our knap sacks filled with

our gumption and our grit

our gifts and our gratitudes –

the building blocks of new

cornerstones of possibility

As women we are nourished and inspired by the communities in which we participate. As Vive expands its reach by developing its online magazine, I invite you to come blog with me and other likeminded women about your own thoughts and actions regarding your strengths and interests and how you are sharing them in the world. V

Check out Minx’s blog on vivemagazine.com for more coaching tips and to interact with other Vive readers about your own thoughts andactions regarding your strengths and interests.

Must-have dining experiences

By Sharon Levinsohn

Chefs who push the envelope, who pride themselves on sourcing extraordinary ingredients and creating extremely creative dishes, have inspired awe in true foodies. The two chefs and their restaurants profiled in this issue, have distinguished themselves and engendered loyal followings. Although one restaurant is cozy, intimate and free-standing, and one is larger and based in a new hotel, both are serving up memorable meals and helping to make wonderful experiences for diners.

EOS

Viceroy Miami at Icon Brickell; 485 Brickell Avenue ;Miami; 305.503.0373; eosatviceroy.com

THE DETAILS

The new kid on the block is a knock-out, thanks to an extraordinarily talented Manhattan duo who chose the Viceroy Miami for their first venture outside of Gotham. Eos—which is the Greek word for “new dawn”— is symbolic for new beginnings. This posh spot is the creation of awardwinning star chef Michael Psilakis and star restaurateur, Donatella Arpaia. After taking Manhattan by storm, Psilakis and Arpaia brought their combo of fantastic food, stylish design and attentive service to the chic, new hotel (which opened in February of 2009). Eos’ eclectic Mediterranean menu, which is centered around small plates, is perfect for the climate (and for sharing amongst friends).

This spirited new restaurant— which debuted in April of 2009—is situated on the fifteenth floor of the Viceroy at Icon Brickell, an impressive three-tower complex which is an outstanding addition to Miami’s downtown business district. Make sure to take a walk around the fifteenth floor after your meal — the views are inspiring!

THE TEAM

Chef Michael Psilakis and restaurateur Donatella Arpaia are an extremely successful culinary duo with impressive pedigrees. These long-time friends and business partners have made their mark in Manhattan, where they own Anthos (upscale Greek); Kefi (casual Greek); Mia Dona (chic, upscale, casual Italian); and Gus & Gabriel (a gastro-pub).

Psilakis grew up cooking in his native Long Island, New York and credits his Mom for much of his culinary inspiration. After earning his BBA in finance and accounting, he gravitated toward the restaurant industry. He quickly made his mark and now boasts an impressive CV and a string of successful ventures. Psilakis was named “Best New Chef” by Food & Wine in 2008, “Chef of the Year” by Bon Appetit in 2008, and “Best New Chef” by Esquire in 2007. Anthos was also awarded the prestigious “Michelin Star” and is one of only two Greek restaurants in the world to hold this honor.

Arpaia is an attorney-turnedrestaurateur, who has also distinguished herself in this competitive industry. Her restaurant venture, Davidburke & Donatella, launched her into the culinary spotlight in Manhattan. She went on to partner with Psilakis and open their first restaurant, Dona, which earned raves from the media. (They had to close it when the building was eventually sold.) Their other restaurants in Manhattan have all been definitive hits with both diners and the press. Arpaia has also been featured on many television programs, including The Today Show, Bravo’s Top Chef, and the Food Network’s Iron Chef America. Arpaia has also been profiled as the thirty-first “Most Powerful Woman” in Manhattan by The New York Post and was one of “40 Under 40” by Crain’s New York Business.

THE SETTING

Sitting pretty on floor fifteen of the Viceroy, Eos is home to a dramatic interior which was designed by Kelly Wearstler. This bold-faced designer has married exotic and classical form and function for some startling results. She dressed this incredibly creative venue with vibrant hues that really pop. This means banquettes and a variety of chairs and design elements in bright yellow, orange, coral and violet. The soaring white ceilings, white walls and white rectangular columns, provide the perfect counterpoints to all of the smashing color choices. Oversized sculptural chandeliers, floor tiles of black marquina stone, and a sleek, 27-foot bar (topped with white, pink and yellow Brescia pontifica marble) are noteworthy accents. Floor-to-ceiling windows along part of the exterior of the restaurant provide a view of the Eos terrace, where you can also dine throughout the day and the evening.

THE CUISINE

Since Psilakis is a passionate chef who is revered for his modern take on Greek cuisine—and sourcing the freshest and finest ingredients—the Mediterranean features prominently in his menu, with notable items from Morocco, Spain, Portugal and France. Even if you are not a fan of the raw stuff, trust me and indulge in the offerings at Eos. Start with a few plates of sushi and sashimi—they are all divine, thanks to expert sourcing and excellent execution. I adored the scallop sashimi with basil seed and lemon puree; the yellowtail sashimi with fennel, spices and cantaloupe; the tuna sashimi with watermelon and feta cheese; and the niaragi (striped marlin) sashimi with pistachio and apricot. They all seem to melt in the mouth! After the sashimi, select a ceviche or two—these are also refreshing and bracing. The black grouper ceviche, with mango, chipotle, cumin and cilantro, and the Beau Soleil oyster version, with tomatillo, Peruvian chilis, and plums, both pack a powerful punch.

Psilakis’ menu has a section of terrific vegetable and cheese offerings and you should definitely opt for the burrata—a dreamy, creamy cheese dish, for two—which is served with a selection of local fruit, fennel and red onions with a tasty balsamic drizzle. The hand-made pastas are also taste sensations. Psilakis’ Sheep’s Milk Gnudi is a feather-light ricotta dumpling, served with English peas and manouri cheese. This transcendent dish is a showstopper. It is easy to see why Bon Appetit named his Gnudi “Dish of the Year” in 2007. The lobster and sea urchin risotto, accompanied by caviar, fried herbs and an egg yolk, and the Greek paella, which is served with prawns, merguez (a thin, spicy sausage) and orzo, are both scrumptious.

Other luxe entrees include the Grilled Loup de Mere, which is a boneless whole fish prepared simply, so that the fish really shines; the smoked pork ribs, which are dusted with dried chili, coffee and lime; the smoked escolar, served with goat’s milk yogurt and American sturgeon caviar; and the grilled flatiron steak, which is served with bone marrow and a traditional garlic feta sauce.

Because every meal should have a sweet ending, desserts are a must. The Florida citrus salad, which is served with Pernod sorbet and the Essencia of Chocolate, is a nice balance for the finale.

THE LIBATIONS

There is a full bar here, so any drink you desire can be created. Talented Sommelier, Sergio Caceres, will be happy to pair the perfect drink with any dish. As for wines, the innovative list contains about 50 bottles, with about 12 by the glass that have a decidedly Mediterranean accent. (The list will be expanded to about 100 labels within the year.) There are also plenty of cocktails, which have been created by Ryan Magarian (one of the country’s top mixologists). The yummy house specialty drinks are made with fresh squeezed juices, along with fresh local herbs and veggies. The Eos Especial made with Atlantico rum, housemade clover-honey syrup, freshly squeezed lime and grapefruit juices, and Angostura Bitters is a winner.

THE EXTRAS

Eos serves breakfast, lunch and dinner daily. Charming General Manager Matthew Gardiner, leads a gifted staff who make sure that your dining experience is memorable. For a true getaway, book one of the Viceroy’s deluxe rooms or suites (there are 162, with partial or full kitchens). V

Dolce de Palma                                                                                                                                                                                                         1000 Old Okeechobee Road; West Palm Beach; 561.833.6460; dolcedepalma.com

THE DETAILS

Dolce de Palma is proof positive that looks can be deceiving. This fabulous restaurant is situated in an extremely unassuming spot, in an industrial area, close to downtown West Palm Beach. This quirky location, next to the railroad tracks—just south of the Kravis Center off of Parker Avenue—is only part of the establishment’s charm. Kudos to Chef/Owner Anthony de Palma, whose desire to bring a touch of culinary sophistication and big-city verve to the area should be applauded. de Palma has lovingly transformed this space, which used to be home to a service station (the bathrooms are still on the outside), into an incredibly popular destination. Locals and visitors have been raving about his inventive take on Italian food with definitive Asian influences, since he opened the restaurant in May of 2008.

THE CHEFS

Anthony de Palma is a gifted and passionate chef and restaurateur—a self-described foodie—who was inspired by a variety of family members throughout his childhood in a Boston suburb. A dedicated and enthusiastic chef, de Palma is also a graduate of the New England Culinary Institute in Essex, Vermont. After graduating, he went on to apprentice at Antico Ristorante La Sibilla in Tivoli, Italy, and he has also worked in a number of distinguished restaurants in America, including Union Square Cafe in New York; La Bettola, Icaras and Museum of Fine Arts, in Boston; and Rialto in Cambridge, Massachusetts. de Palma’s long-time friend, Rene Michelena, is also his Chef de Cuisine. This incredibly talented chef has also garnered critical acclaim from the press, including being named one of Food & Wine magazine’s “Top 10 New Chefs in America” in 1998. His A-list resume includes positions at Charlie Trotter’s in Chicago and Las Vegas; Patina in Los Angeles; Sign of the Dove in New York; and La Bettola, Saint and Domani Bar & Trattoria in Boston.

Michelena, who grew up in the Phillipines and Chicago, is a graduate of the culinary program at Kendall College in Evanston, Illinois. de Palma and Michelena bring over thirty- five years of culinary experience to this superb restaurant.

THE SETTING

Dolce de Palma boasts an exterior with orange stucco walls, serving as the backdrop for their patio—which is filled with tables—and is covered by a burgundy awning that is accented with delicate white lights. The intimate interior is mod yet comfortable, with black leather banquettes (with striped throw pillows) and black wooden chairs surrounding the tables (formica, by day, dressed with white cloths, at night) and creamy ceramic tile floors. The textured walls are painted in hues of burgundy, olive green and cream, and are the perfect background for the changing array of paintings and prints by local artists. The open galley kitchen is home to de Palma, Michelena and their talented crew, who continually create mouthwatering dishes for their loyal cadre of diners.

THE CUISINE

de Palma describes his dynamic menu as glorified peasant-style cuisine, with an emphasis on fresh, seasonal ingredients and house-made specialties. With fifty-five seats—both inside and out—he can afford to adhere to his wonderful farm-totable philosophy, which includes hand-picked veggies from local purveyors, gifts of the sea from local fisherman, and house-made pastas, baked goods, sauces, spice blends and stocks. The sublime Mediterranean-inspired fare, created by de Palma, Michelena and company, is always evolving. While there are some menu staples, every menu is augmented by whatever is fresh each day. What a concept!

The Caesar salad is a clever and tasty deconstructed version, with whole Romaine leaves and a dressing in two parts—a creamy base (which is drizzled nicely on the leaves) and a soft-boiled, five-minute egg, which you can break (so that it runs all over the plate). This yummy dish is served with shaved red onions, focaccia crouton, and San Tumas cheese. Other sterling starters include the crispy grilled Margherita flat bread, comprised of house-made mozzarella, marinara sauce and fresh basil; the Pioggia di Antipasti (comprised of Genoa salami, spicy copa—ground pork shoulder—haricot vert, house-made mozzarella, grilled eggplant, marinated mushrooms, ovendried tomatoes and toasted peppers); and the Dolce salad, comprised of watercress, frisee and lupini beans in a perfect balsamic vinaigrette.

Pastas—which come in half- and full portions—are a must. I am addicted to the house-made tomato fettuccini, which is served with yummy langoustines, scallops, arugula, oven-dried tomatoes, and oregano butter. The porcini Bolognese is a winning twist on a soul-satisfying favorite, comprised of house-ground beef and cinghiale (wild boar), porcini mushrooms and San Marzano tomatoes, with conchiglie pasta (conch shells). The Chef’s Pasta Whim of the Night is always a special treat—order it without asking for a description!

The entrees at Dolce de Palma are always enticing. If lobster makes you smile, opt for their Lobster Roast. This divine dish allows the expertly cooked lobster to shine. This dish is served in a light, red pepper miso broth, along with bok choy, leeks, Vidalia onions, corn and fennel. Some other highlights include the crispy duck breast, which is served with cipollini (onions), red watercress and carrot-pineapple sambal. Or try the sliced ahi tuna, which is served with a Mediterranean salad of feta cheese, hummus, cucumbers and grapefruit; and the braised balsamic-ginger short ribs, which are served with broccolini.

The dessert offerings are punctuated by a stellar selection of house-made gelati and sorbetti. (And it’s no wonder—before opening this restaurant, de Palma ran a gelateria in North Palm Beach.) Select a trio of your favorites from a rotating selection of lemon sorbetto, chocolate gelato, passion fruit sorbeto, pistachio gelato, blood orange sorbeto, and banana-strawberry-coconut gelato. You can also find a nice selection of cookies, pastries and other sweet treats, such as the apple-mango crostada (which is served with cinnamon gelato) and the pineapple upside-down cake.

THE LIBATIONS

Charming Manager Jessica Bailey has created a thoughtful wine list with approximately 40 offerings (by the bottle) from noteworthy vineyards that produce small quantities. The list has a definitive Italian influence, but there are also plenty of wines from California, Argentina and Germany. There are about 10 wines by the glass, and a selection of hand-picked beers.

THE EXTRAS

Everyone is friendly and attentive here, which adds to the excellent dining experience. The professional staffers have been mentioned in plenty of restaurant reviews—yes, the press has been kind to Dolce de Palma. The restaurant was named “Best New Restaurant” of 2008, by The Palm Beach Post. The Boston Globe and the South Florida Sun-Sentinel have also praised this eatery. Dolce de Palma serves lunch Monday through Friday, and dinner Wednesday through Saturday. Reservations are suggested. V

The naked truth behind hormone science and how to safely rejuvenate mind, body and spirit

BY GLORIA HAKKARAINEN MD, FACOG, FASBP, FABAAM

The newest data on hormone research shows that hormone replacement therapy (HRT) actually benefits patients when dosing route and medication are properly chosen, and when doctors monitor patients closely. The big scare which had women going off hormone therapy started in 2001, with the preliminary results of the Women’s Health Initiative (WHI). The WHI study looked into the use of Premarin and Prempro in women who on average were already 17 years into menopause. It showed that Prempro (a mixture of pregnant purified horse mare’s urine and synthetic progestin, medroxyprogesterone acetate) after approximately five years of use, led to an extra eight cases of breast cancer per 10,000 users. The news media rushed in early to bring it to headlines and soon medical societies were advising physicians to minimize or discontinue use altogether.

Another study which showed similar discouraging results was the HERS trial (the Heart and Estrogen Progestin Replacement Study), which evaluated 2,763 postmenopausal women with known cardiovascular disease. Prempro was used again and did not demonstrate any significant improvement in future heart disease protection for this group of women. Based on these two trials, many women stopped taking their hormones and have suffered from unrelenting symptoms of menopause. Of course, many forms of HRT exist and the risk analysis was blindly extrapolated to all forms of hormone use, both bio-identical and synthetic, to make everything more confusing than ever. As more rational and in-depth analyses came to light, however, we were able to see that by 2005 the hormone story was beginning to change.

When renowned hormone experts analyzed the data more carefully, it was shown that many of the women in the WHI study were already at high risk of developing cardiovascular disease. These women were largely overweight to obese, many already had been placed on cholesterol controlling drugs, were using aspirin, and quite a few had high blood pressure. They were essentially past the ability of hormone therapy to make much of a direct impact on improving their heart attack risk. The studies did show however that the synthetic progestin use (MPA) acts very differently compared with natural progesterone, and that not all progestins are alike.

More scientists have re-analyzed over 25 years worth of good HRT studies, now giving a more comprehensive understanding of what judicious hormone use can do for patients. Clearly HRT has many beneficial effects on the body, including improving skin quality and integrity, eliminating wrinkles, boosting immune system function, relieving symptoms of muscle aches, improving the elasticity and collagen content of the pelvic tissues, keeping the brain sharp, preventing osteoporosis, fighting depression and much more! Modern day hormone analysis provides not only a look at estrogen stores in the body, but also at a host of other hormones including testosterone, progesterone, DHEA (dehydroepiandersterone), melatonin, cortisol and thyroid— to name a few.

The latest data from the North American Menopause Society (NAMS) shows that when women start to replace declining hormones earlier than what was done in the WHI study (late 40s and 50s), the aging effect of hormone depletion can actually be forestayed or reversed. Also the route of administration: oral, sub-lingual, sub-buccal, transdermal, transvaginal, gel, patch, cream or injection can be customized for patient convenience and efficacy. One may, for example, attempt to avoid oral routes of estrogen if possible, as these can elevate triglycerides (the amount of fat in the blood) and lead to an increased risk for a blood clot, or affect the gallbladder.

Let’s take a closer look at these hormones and how they work together in a magnificent balance that makes up the human body. I will also mention a word about estrogen metabolism and breast cancer risk, and how specialized testing can be used to help a patient assess their overall risk of the development of breast disease.

Hormones are very special chemical molecules that direct many fundamental and critically important processes in the body. They can act both on tissues a long distance away from their secretion site (endocrine), on neighboring tissues (paracrine) and on the individual cell itself that released it (autocrine). Each endocrine organ system makes a distinct hormone whose release is controlled by two areas in the brain: the anterior pituitary gland and the hypothalamus. There is a complex interplay between various hormones as the brain receives and senses the needs of the body. There is also a negative feedback loop that works to ensure that just enough of each hormone is made. Replacing just one hormone doesn’t make sense as we see declining levels of many hormones during menopause. Evaluating and studying the hormone profile across systems ensures that all critical areas are treated.

There are ways for physicians to avoid the side effects of high level dosing of any one hormone. Just as a cook uses various key ingredients of a recipe, where all elements are needed are to make the dish come together, so too the body regulates each hormone and they all support one another’s function. For example, thyroid function helps estrogen maintenance and vice versa. Some hormones, like cortisol (the hormone that is released in response to stress), actually increase with age. Abnormally high levels of cortisol can accumulate leading to elevated blood sugar levels and metabolic syndrome (pre-diabetes). The following list touches on some of the more critical hormones that exist in the body:

THE THREE SISTERS OF ESTROGEN

(E1) Estrone: mainly made by the adrenal glands; also made in fat, muscle and skin and can be converted from estradiol; normally considered an estrogen reservoir; the primary estrogen seen in menopause, normally represents between 10 to 20 percent of circulating estrogens prior to menopause; after menopause the major source can be from fat cells so obese women can have an elevated estrone to estradiol ratio; high levels can increase risk of endometrial and breast cancers; clearance routes and metabolites can affect breast disease risk

(E2) Estradiol: made by the ovaries; primary estrogen seen in young women; the strongest acting of all the estrogens (12 times stronger than estrone and 80 times that of estriol); most active biologically and the one reproduced by “Big Pharma” in most Rx formulations

(E3) Estriol: made by the ovaries; the weakest estrogen strength of all three kinds (approximately 1/80 that of estradiol); rises with pregnancy; thought to be protective/neutral to the breast; the majority component of BHRT (Bio-identical) therapy

THE A-B-Cs OF HORMONES

Adiponectin: exciting newcomer to hormone research and therapy; made by fat stores and acts as a satiety signal to the brain; also vital to clearing local inflammation to coronary blood vessels to reduce plaque formation thereby reducing heart disease risk; huge future target for obesity and new cardio protective meds of the future; low levels indicate disease risk.

Cortisol: made by the adrenal glands; principal hormone produced in response to acute or chronic stress; induces sugar stores to be broken down and can lead to pre-diabetes; increases with age and can lead to unwanted abdominal/truncal fat; most patients respond well to behavior modification and supplements that help support the adrenal glands; over demand to the system can lead to adrenal fatigue and insufficiency and “burn out” states can lead to apathy, extreme depression and inability to fight disease

Insulin: very important in regulation of blood sugar in the body; increased resistance to insulin in the body with aging leads to diabetes and metabolic syndrome (elevated blood pressure, triglycerides or fat in the blood stream and noted borderline high levels of blood sugar); controlled by many body regulating signals that ultimately determine overall health; fasting levels can be used to detect early onset disease

(IGF-1) Insulin Growth Factor -1: hormone made by the brain at night that travels to the liver and is converted to growth hormone; essential in many processes in the body; used for retaining of lean body muscle to burn off unwanted excess fat; immune system enhancer; generates new growth of bone muscle and tissues used to maintain the body; levels start declining at around 30 years of age and viewed by many anti-aging experts as a vital part of a comprehensive hormone assessment

Melatonin: hormone made by the pineal glands (mostly at night with sleep in a darkened room); responsible for the sleep and wake cycle; newest data shows that proper melatonin levels can lead to improved antioxidant levels and ability to ward off cancer (especially breast)

Progesterone: made by the ovaries and adrenal glands; has mood enhancing and anti-depressant effects; protects the uterine lining from overgrowth and cancer; usually made mid-cycle and is the first hormone that starts to decline with aging; can be used to treat PMS (pre-menstrual syndrome) and endometriosis; helps to normalize irregular cycles; used in fertility treatments to support early pregnancy

Testosterone: important hormone for women that exists at lower levels than in men; called the “hormone of desire” because of a known powerful effect to enhance libido or sex drive; assists with self-confidence and is an anti-depressant; also needed to maintain lean body mass to burn off fat which helps women retain their youthful figure; important also for energy and motivation; builds bones, muscles and ligaments to ward off osteoporosis

(TSH) Thyroid Stimulating Hormone: hormone secreted from the anterior pituitary of the brain that signals the thyroid gland to release thyroid hormone from the colloid gland in the neck; the thyroid hormone that is put forth is usually not that active and then is converted to T3 (Tri-iodo thyronine); responsible for the rate of most metabolic reactions in the body; women are much more prone to thyroid disease than men and sluggish thyroid function can lead to weight gain, fatigue and dry, flaky skin and constipation problems, poor self esteem and depression; some patients can make antibodies attacking their own thyroid gland with age, thyroid function testing can determine a patient’s current status, thyroid supports natural estrogen maintenance in the body. These hormones can be measured reliably in many ways, including the use of blood serum, saliva, bloodspot and urine testing. Each test the use of blood serum, saliva, bloodspot and urine testing. Each test has been designed to check a particular hormone system and you should speak with your doctor to see if you need further testing. Some tests, like thyroid hormone are done as a routine screening check, while others can be done at a specialist’s office such as estradiol at an infertility clinic or with your gynecologist. Most patients will need follow up testing of their levels once they start replenishment to ensure that levels are still safely in normal ranges and to avoid unwanted side effects of high level dosing. For example, too much estrogen can lead to breast tenderness, too much progesterone to abdominal bloating, and too much testosterone can cause acne or hair growth.

Estrogen metabolites, such as the hydroxy estrones, can also be assessed if one is worried about breast cancer risk on hormone use. The 2-OH estrone is considered to be the main safe estrogen clearance route in the body while the 4-OH and 16 alpha OH estrones, if not cleared appropriately, can lead to inappropriate tumor promotion of certain lines of breast cancer seen in laboratory studies. The 2/16 ratio of hydroxy estrones has been a widely used method to assess how a person clears their estrogen naturally from the body. Patients who don’t clear their estrogen as optimally as others may benefit from an estrogen clearance promotion diet/eating plan that includes key supplements such as indolyl methanes, sulforaphanes and antioxidants to ensure a good 2/16 ratio. This can easily be rechecked on repeat testing of estrogen metabolites after patients start on an estrogen detoxification and estrogen dominance clearance plan after about six months of care.

So don’t let fear lead you to discount the importance of checking your hormones. When done safely with a hormone specialist, you can enjoy the well known benefits of hormone therapy to rejuvenate your total mind, body and spirit. Many physicians are now savvy to checking these levels for their patients. Ask to make sure that the physician you visit is boarded with a concentration towards hormone analysis and treatment. Certain physician societies exist such as the American College of Obstetrics and Gynecology, American Academy of Anti-Aging Medicine (A4M), the International Hormone Society, the World Society of Anti- Aging Medicine, the American Academy of Clinical Endocrinologists, the Institute of Functional Medicine and more, that have rigorous standards that physicians follow to help to ensure proper testing and treatment protocols are followed. Remember the human body is a marvelous creation indeed, listen to it and take care of it and you will have a “harmonious” future together. v

Dr. Gloria Hakkarainen MD, FACOG, FASBP, FABAAM is an OB/GYN and also board certified in multiple disciplines. She specializes in wellness, weight loss and anti-aging, all with a focus on prevention. She practices at Palm Beach Weight & Wellness in West Palm Beach.

Reading References for those interested in finding out more; Dr Pam Smith,MD HRT: The Answers; Dr Winnifred Cutler, PhD , Hormones and Your Health; Suzanne Somers, Breakthrough, Eight Steps to Wellness

Because summer vacation isn’t just for the kids anymore

By M.M. Cloutier

Jamming with a rock n’ roll band, swimming with dolphins, partying with chefs, orbiting to space, rubbing elbows with great minds—summer camp isn’t what it used to be. It’s better—and it’s for adults, too.

In our faster-better-more culture, grown-ups increasingly aren’t satisfied spending time “off” lying on a beach. According to the Travel Industry Association, more than 30 million U.S. adults have taken an educational trip to learn or improve a skill, sport or hobby in the last three years. Tens of millions more have taken an adventure trip during that period. Whether you consult the latest statistics or flood of anecdotal evidence, more and more adults are leaving their Blackberrys¨ and briefcases behind for a day, weekend, week or more to relish the celebratory world of what would seem an oxymoron: adult summer camps.

They’re becoming one of the most pervasive trends in summer travel and no one knows that better than Nancy Lapook Diamond, president of a Boca Raton-based company, NicheDirectories that runs a Web site called grownupcamps.com.

The site, currently the most comprehensive adult-camp directory, gets 100,000 unique hits a month—and Diamond expects its user activity may soon rival her company’s ever-popular flagship kids’ camps directory, which Diamond launched more than a decade ago.

“No sooner did we go online with kidscamps.com when we started getting e-mails from adults saying they wanted to go to camp, too,” says Diamond. “That interest has skyrocketed. As we say, why should kids have all the fun?”

It’s not exactly a surprise, then, that some kids’ camps around the country now are launching adult versions of themselves, including Florida’s Camp Ryno (“Rediscover Your Natural Obsession”) in Santa Rosa Beach, where adults soon will be able to enroll in extreme-sports weekends sprinkled with meditation and other activities.

But adults being adults and kids being kids, grown-up camps aren’t just like kids’ camps. First, it helps to play it a little loose with the definition of “camp,” since terms like “workshop,” “program” and “seminar” fall under the adult-camp rubric.

Second, accommodations and amenities typically are a far cry from tents, bug juice and mess halls. Finally, camp categories run the gamut, from hiking and canoeing to culinary, dance, sports, visual art, current affairs and more.

“Today, when people have time off, they’re interested in renewing a passion, sharpening a skill or learning something new,” says Diamond. “Some people simply want to recapture a sense of the camp experience they enjoyed when they were young or to participate in a camp-like experience they never had growing up.”

The easiest way to find an adult summer camp that suits your interests is to browse camp Web sites or search the Web with such key works as “summer camps for adults.” A plethora of possibilities pop up, which can be narrowed by indicating a state or category preference, among other things.

Shark tank adventures are a popular summer activity at Incredible Adventures in Sarasota, FL.

HERE IS JUST A TASTE OF THE MANY WAYS YOU CAN SPEND YOUR VACATION:

CAMP RYNO, Santa Rosa Beach, FL (campryno.com): The camp’s credo is to “inspire you to strengthen your body, enlighten your mind and enrich your soul. Live, laugh and learn extreme sports while becoming whom you truly wish to be.” For years, it has been geared toward teens with surfing, kayaking, snorkeling, free-diving, meditation and exploration of the area’s history and natural landscapes, but weekend-long adult camps are slated to be launched in a couple of months.

INCREDIBLE ADVENTURES, Sarasota, FL (incredible-adventures.com): It’s headquartered in Florida, but Incredible Adventures has day- and multi-day camps both in the Sunshine State and elsewhere. Florida-based adult programs range from three-day sharkdive adventures to a program at Kennedy Space Center. The space center adventure allows guests to embark on a plane for a fantasy trip through the galaxy that concludes in zero gravity “outer space” as you bounce around the cabin like human popcorn.

THE DOLPHIN RESEARCH CENTER, Marathon, FL (dolphins.org): Day- and week-long adult camps bring you up close and personal with dolphins. The center’s adult DolphinLab and “All About Dolphins Program” is a seven-day program that includes a blend of hands-on and in-water interactive experiences with dolphins, as well as seminars, observation time, snorkeling field trips, research and training workshops and more.

ROCK N’ ROLL FANTASY CAMP (rockcamp.com): The camp, where adults share the limelight with living rock legends, annually touches down on cities from London to New York to Las Vegas. The three-day experience includes small group instruction from celebrity musicians, playing and writing your own original song, rehearsing and recording at professional studios, and performing live to a sold-out audience at a major rock venue. Depending on your skill level, you may spend time singing backup vocals or playing tambourine.

NEW ORLEANS COOKING EXPERIENCE, New Orleans, LA (neworleanscookingexperience.com): Among other offerings, NOCE’s immersion cooking-class series includes two-, three- and fourday series in the company of a small, spirited and fun class each day with New Orleans chefs, followed by a meal and good cheer. Weekend and long-weekend culinary programs also are offered.

OUTWARD BOUND, Golden, CO (outwardbound.org): Outward Bound offers hundreds of adventure-based wilderness expeditions for all ages. Courses, as the camps are called, demand pushing your limits and working as a team. Adult summer programs include a week-long river rafting adventure in Oregon to face the challenges and rewards of the rivers. Campers also explore historical and cultural sites in the area — from Chinese miners’ houses to Native American pictographs.

IDYLLWILD ARTS, Idyllwild, CA (idyllwildarts.org): Every summer, hundreds of children, teens and adults attend Idyllwild workshops, week-long festivals and programs under the pines along hundreds of acres. Here they can pursue pursuing interests in creative writing, dance, music, theater and visual art—all under the auspices of some of America’s finest artists. Idyllwild Arts’ Family Camp is a huge draw each summer.

THE ASPEN INSTITUTE, Aspen, CO (aspeninstitute.com): The institute’s version of adult summer camp is its week-long Aspen Ideas Festival (aifestival.com), presented in conjunction with The Atlantic magazine. It brings those of us with curious minds together with an army of thinkers —from former Secretary of State Madeleine Albright to actor, playwright and author Anna Deveare Smith. Activities include panels, debates, discussions and one-on-one interviews, with topics ranging from world affairs to innovations in education. Cultural events are part of the mix. V

Slim down and look trim without hitting the gym

By Carla Canedo Cartier

For countless women, the thought of the skin-baring summer season sends a chill down their spines. But what happens when you live in sunny Florida where swimsuit weather is all year? Luckily, nowadays, fashion affords every option under the sun for functional shape-saving slimmers and boosters. Mind you, these are not your grandmother’s girdles. The innovative companies of today are offering a variety of stylish “unmentionables” that work hard without constricting. And many of these successful companies boast innovative, talented women at the helm, who started their companies based on their own needs. Take for instance Spanx, started by Sara Blakely and her desire to look great in a cream pair of pants. By literally cutting the bottoms off her panty hose in her quest for a fabulous look, Spanx was born. Now a staple on the lingerie and shape wear scene, Spanx sets the bar for many shapewear companies to follow. New to the scene, owner and creator of Tweakerz, Mandy Krammel, founded her idea for the perfect bra accessory on her own desire for a little lift. Even creator of Yummie Tummie, Heather Thomson, who began her career as a fashion designer and celebrity stylist, designed her line based on the needs of her celebrity clients to find shapewear that was comfortable and fashionable. So, go ahead, sexy up your summer by slimming your silhouette, raising bothers you most, there is an option for you. Here are just a few of our favorites to help you look shapely and sleek this summer. V

BOOTY-LICIOUS                                                                                                                                        Move over Kim Kardashian. Thanks to Booty Pop Panties, now anyone can have a dynamic derriere. This innovative panty can transform the look of your tush in your favorite jeans or shorts thanks to its strategically placed padding. (Think padded bra for your tiny hiney.) A favorite among stylists and celebrities including Ashley Tinsdale, these sweet and sassy panties are sure to bring a smile to your face and lift to your tush, promising a higher, rounder rear. Now that’s bringing sexy back. Available in a variety of fun styles and colors from lovely lace to candy-colored boy shorts, find Booty Pop Panties at Alene Too, Boca Raton or bootypoppanties.com. $28.

MIDDLE MANAGEMENT

Say sionara to the dreaded “muffin top” and banish the bulge in your favorite summer stunner with the help of Yummie Tummie. Comfortable and stylish, this chic shaper is meant to be seen peeking out from under your favorite tanks and tops. The comfortable collection of camis comes in a host of styles and colors from tube tops, scoops and v-necks to lace trimmed and even animal print. The super soft, lightweight, patent-pending dual fabric technology makes it perfect for layering. But it is the firm control midsection panel that slims and gives you a discreet girlish shape. It even provides core stability without constriction, making it comfortable to wear all day. Available in regular or long, you’re sure to find your favorite style. Find Yummie Tummie at Celis, Coral Gables or yummietummie.com. $72.

SWIMSICAL

If there is anywhere a gal could use a little support, it’s poolside. Now, you too, can welcome swimsuit season with open arms, thanks to the stylish swimwear of Miraclesuit. This unique and fashionable line of swimwear slims, contours, shapes and firms the body via it’s “magic fabric,” Miratex. Boasting three times as much spandex as traditional swimwear, Miraclesuit will have your looking 10 pounds lighter in seconds. So even if you need a few more months to get bikini ready, there’s no need to hide under caftans and cover-ups. The silhouettes are modern and figure-flattering and only you will know it’s a Miraclesuit. Find the Miraclesuit collection at Macy’s and Nordstrom stores statewide. $150.

SUPPORT GROUP

Uplift your confidence and your breasts this summer with the little “bra miracle” you never know you needed. Tweakerz will perk up your bust and your attitude, in one easy minute. This fashionable bra accessory that slides right under your bra strap is discreet and comfortable, yet completely functional. Hypoallergenic, FDA approved and fully customizable, Tweakerz is invisible under clothing. It even reduces neck strain, encourages a more natural shoulder position and improves posture. One small accessory; one big impact. The perfect addition to any savvy woman’s bra wardrobe, Tweakerz not only allows you to convert your favorite bra to a raceback style, but it also lifts, supports and creates cleavage. Find Tweakers online at Tweakerz.com or Alene Too, Boca Raton. $14.95.

Loew's Royal Pacific Hotel

LOEWS ROYAL PACIFIC HOTEL, ORLANDO

THE PACKAGE: Florida Resident Rate

THE DETAILS: Stay just steps away from the exciting Universal Studios parks at the beautiful Loew’s Royal Pacific Hotel. Featuring 1000 guestrooms, a lagoon-style swimming pool and on-site dining options such as Emeril’s Tchoup Chop, there is bound to be something for the whole family. This summer through August 15, Florida residents can take advantage of special pricing for weekday/ weekend rates starting at $149/$169. In addition, children eat free at lunch and dinner as select hotel restaurants with a stay of three nights or longer. For more information about this offer call 800.BE.A.STAR.

NAPLES GRANDE, NAPLES

THE PACKAGE: Summer Escape

THE DETAILS: Boasting 23 acres of waterfront and three miles of sugar sand beach, Naples Grande is a favorite among Naples visitors. Three swimming pools, a Golden Door spa, Striphouse Steakhouse and location just steps away from the famed Waterside Shops, are all the more reason to head to the west coast for a weekend getaway. Now, enjoy your weekend jaunt for rates starting at $99 per night from now until September 30, 2009. This year’s Summer Escape package includes complimentary breakfast buffet, one free half-day session of one child in the NG Kids Club, 25 percent off tee times, 25 percent off lunch and dinner daily, 15 percent off spa treatments at Golden Door Spa and much more! The best part: Stay four nights and receive the fourth night for free. Book by July 15 and you’ll even receive a certificate good for a future free night stay redeemable from May 26 through December 20, 2009. For reservations call 888.WALDORF or 888.772.1266 or visit naplesgranderesort.com.

COSTA D’ESTE BEACH RESORT, VERO BEACH

THE PACKAGE: Good Girls/ Bad Girls Package

THE DETAILS: Gloria and Emilio Estefan’s chic Costa d’Este Beach Resort offers several “Summer of Savings” packages but it’s the Good Girls/ Bad Girls package that caught our eye. This weekend package gives gals the naughty and nice options for a two-night stay. Whether you choose to indulge your inner bad girl or opt to nurture your inner good gal, you’ll love this fun filled escape featuring chocolate martinis, a chocolate lovers buffet served poolside, en suite or at the resort bar, as well as a 30-minute refresher facial and two hour guided kayak excursion. With all this, who needs the guys! Currently available through December 31, 2010, standard two night stay. Call 772.562.9919 or visit costadeste.com.

CELEBRATION HOTEL, CELEBRATION

Celebration Hotel

THE PACKAGE: The Romantic Retreat

THE DETAILS: Situated in this charming lakeside city just five minutes from Disney, Celebration Hotel gives travelers a taste of Old Florida charm. Rated as one of Florida’s most romantic escapes, it’s no surprise Celebration Hotel offers a package with the same focus. The Romantic Retreat includes a one night stay, breakfast for two in the Plantation Room or in-room, a romantic turn-down service with a bottle of champagne, rose petals, chocolate and romantic tunes. It also includes the daily resort fee. To reserve your room call 407.566.6000 or visit celebrationhotel.com.

CANYON RANCH, MIAMI

THE PACKAGE: Third Night Free

THE DETAILS: Get balanced and relax in the ultra zen-like Miami haven known as Canyon Ranch. Home of the former Carillon Hotel, this posh place offers 150 guest rooms and award-winning cuisine. The Third Night Free package at Canyon Ranch Miami Beach also offers a selection of yoga and breathing classes, 10 percent off the wellness spa and salon services, and access to Aquavana, fitness room and the wellness spa. For your Third Night Free please call 800.742.9000 or visit canyonranch.com.

BRAZILIAN COURT, PALM BEACH

THE PACKAGE: One More Night Escape

THE DETAILS: Guests who book a three-night stay at the Brazilian Court will receive their third night free thanks to the “One More Night Escape.” Take advantage of rates discounted 33 percent, which equates to one night free, and enjoy a long weekend at this tony Palm Beach Resort just steps away from famed Worth Avenue. Indulge in a delectable dinner and fine cuisine at the resorts on-property restaurant, Cafe Boulud, or spend the day getting pampered at the Frederic Fekkai Salon. The One More Night Escape is available through December 31, 2009. Based on availability and rates do not include 11.5 percent total taxes. For more information call 561.655.7740 or visit Braziliancourt.com.

The Westin Colonnade Coral Gables

THE WESTIN COLONNADE CORAL GABLES, CORAL GABLES

THE PACKAGE: Reserve & Relax

THE DETAILS: The Westin Colonnade offers hot summer savings to their guests and a “Reserve & Relax” package for the “planner” in you. Stay two summer nights and you’ll save 50 percent on your second night. Stay three nights and your third night is free! Or indulge in the “Reserve and Relax” package and when you book seven days in advance, through December 31 of this year, you’ll save up to 15 percent. So plan your getaway to this Starwood property that combines the Old World ambiance with the conveniences of today for a truly heavenly summer escape. Call The Westin Colonnade, Coral Gables at 305.441.2600.

THE OMPHOY OCEAN RESORT, PALM BEACH

THE PACKAGE: Introductory Package

THE DETAILS: Palm Beach’s newest hotel (opening in June) and the only beachfront boutique hotel on the island, The Omphoy Ocean Resort offers visitors a New York-meets-South Beach ambiance in a chic Palm Beach setting. Boasting the cuisine of celebrity Chef Michelle Bernstein and an Exhale Spa, guests will enjoy the chic Asian-inspired modern atmosphere at this new hotel featuring 134 guestrooms and suites all of which offer a panoramic view of the ocean or Intracoastal. This summer to introduce this chic boutique hotel, guests can enjoy a special introductory rate of $199 per night (maximum of two guests per room). The package also includes dinner for two at the Michelle Bernstein Restaurant. Available through October 31, 2009. Visit omphoy.com or call 561.540.6440.

INTERCONTINENTAL TAMPA

THE PACKAGE: Weekend BOGO Package

THE DETAILS: Located in the heart of the city, the Intercontinental Tampa is walking distance from many popular dining, entertainment and shopping locations. It’s also just a short distance from several family-friendly attractions including Busch Gardens, Florida Aquarium and Lowry Park Zoo. Now, guests can take advantage of the Intercontinental Tampa’s weekend night BOGO (buy one, get one free) package. Visitors purchasing one weekend night (Thursday through Sunday) at prevailing retail rates will receive the second night or a second room on the same night for free. Prices start at $159 and the package also includes a disposable camera and a 5X7 picture frame to capture a memory. Available now through September 30, 2009. Call 866.915.1557 or visit intercontampa.com.

MARCO ISLAND MARRIOTT BEACH RESORT, MARCO ISLAND

THE PACKAGE: Guilt-Free Getaway

THE DETAILS: While summer vacation for many means indulging in guilty pleasures, the Marco Island Marriott Beach Resort offers a guilt-free escape for you. The “Guilt-Free Getaway” includes a complimentary upgrade to an island view room and daily resort credit of up to $100 for golf, spa and dining. So go ahead, indulge. Available through January 1, 2010, nightly rates start at $244.Visit Marriott.com/mrkfl and use promotional code: D52 or call 800.GET.HERE for more info or to book your stay.

BELLASERA HOTEL, NAPLES

THE PACKAGE: Under the Tuscan Sun

THE DETAILS: Enjoy a comfortably, chic stay at this Naples boutique hotel. The “Under the Tuscan Sun” package includes resort accommodations for two nights, two 60-minute Swedish massages from Esterra Spa, $50 food credit and two cocktails for Zizi restaurant and lounge, complimentary bicycle rentals, two Bellasera beach towels and more. Packages start at $639 and are based on double occupancy. Call 239.649.7333 or visit bellaseranaples.com for more information.

The Inn on Fifth

INN ON FIFTH, NAPLES

THE PACKAGE: Summer Rate

THE DETAILS: The recently renovated Inn on Fifth is offering Naples visitors a special summer rate of just $119. This sophisticated boutique hotel in the heart of Old Naples on Fifth Avenue South is walking- distance from a host of Naples’ popular stores, restaurants and galleries. The updated guestrooms and in-room amenities are sure to please but it’s the prime location that will make all the difference. Special rate is subject to availability and not valid on holiday weekends. Proof of Florida residency is required. For more information call 888.403.8778 or visit innonfifth.com.

MONDRIAN, MIAMI

THE PACKAGE: Locals Package

THE DETAILS: The “Locals Package” at the Mondrian South Beach, located on fashionable Biscayne Bay, includes champagne bottle upon arrival, room upgrade, complimentary poolside cabana and 25 percent off all spa treatments. Currently available through December 31, 2009. Call 305.672.2662 or visit mondriansouthbeach.com

JUPITER BEACH RESORT & SPA, JUPITER

THE PACKAGE: Backyard Vacation Package

THE DETAILS: The Jupiter Beach Resort & Spa is inviting South Florida residents to experience luxury in their own backyard. Thanks to this luxe seaside resort, you don’t have to travel far to truly get away from it all. The “Backyard Vacation Package” starts at $159 per night and includes luxury ocean view accommodations, breakfast for two at Sinclairs’ Ocean Grill, a self-guided tour of the historic Jupiter Lighthouse, daily beach chair set up and a $25 resort credit. The “Backyard vacation Package” is valid through September 30 and is per room, per night, with some restrictions. Call 866.943.0950 or visit jupiterbeachresort.com and use promo code: JUPLOC. V